A & R Check By Phone, and A & R Payment Processing Solutions are wholly-owned subsidiaries of

Abbott & Ross Credit Services, LLC
9789 Charlotte Highway
Suite 400-237
Fort Mill, SC 29715
Phone: 866-961-3060
Fax: 716-408-2000

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Businesses can dramatically increase their sales immediately with this service. In addition to making sales by phone or fax, this system opens up new avenues of sales using our online check

Do you bank with BBT? We have same Day and Next Day Deposits.

Our Contact Information for Merchant Accounts

Hours of Operation

Transaction Processing:	24-Hours a Day
Email Support:	24-Hours a Day

Contact Information

Email:	info@archeckbyphone.com
Phone:	866-961-3060
Fax:	716-408-2000

Transaction Processing Times

You may enter a transaction into our system 24-hours a day. We do accept check drafts 365-days a year.

Entered	Processed	Deposited
Monday before 10am	Monday by 10am	1-4 days*
Monday after 10am	Tuesday by 10am	1-4 days*
Tuesday before 10am	Tuesday by 10am	1-4 days*
Tuesday after 10am	Wednesday by 10am	1-4 days*
Wednesday before 10am	Wednesday by 10am	1-4 days*
Wednesday after 10am	Thursday by 10am	1-4 days*
Thursday before 10am	Thursday by 10am	1-4 days*
Thursday after 10am	Friday by 10am	1-4 days*
Friday before 10am	Friday by 10am	1-4 days*
Friday after 10am	Monday by 10am	1-4 days*
Saturday	Monday by 10am	1-4 days*
Sunday	Monday by 10am	1-4 days*

*All times shown are EASTERN TIME ZONE. Deposits are made same day if processed before 10am, and to specific financial institutions. For a list of participating Same Day and Next Day deposit banks click here. All other financial institutions are 1-5 processing days from the date the check draft is processed, not entered.