* No Setup Fee
* No Software to buy
* No Reject Fees
* No NSF Fees
* No Chargeback fee
* No Reserve Holds
* Verification Services
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Try Us Out Today.
Got Questions? Call 866-961-3060
Sign Up for a FREE ACCOUNT.

CONVENIENCE FEE
YOU ARE ALLOWED TO CHARGE YOUR CLIENTS A FEE FOR USING CHECK BY PHONE or FAX, CALLED A "CONVENIENCE FEE." You can offset our fee if you wish, or even charge more than we charge you, and make a profit. A representative can assist you with this once you open your free account.
Do you bank with Fifth Third? We have same Day and Next Day Deposits.

|
Our Merchant Account Pricing Solutions
Credit Card Payment Processing Services
A & R Payment Solutions
|
Setup Cost |
Monthly Fee |
Transaction Fee |
Cost Per Transaction |
| Normal Merchants |
$0.00 |
$19.95 |
25¢ |
2.29%* |
| High Risk Merchants |
$0.00 |
$19.95 |
29¢ |
From 2.29%* |
VS
The "Other Guys"
| |
Setup Cost |
Monthly Fee |
Transaction Fee |
Cost Per Transaction |
| Normal Merchant |
$150-$300 |
$20.00 |
$0.29 to $0.75 |
2.29% to 3.59% |
| High Risk Merchant |
$150-$500 |
$20.00+ |
$0.29 to $0.75 |
2.29% to 4.99% |
Check by Phone Payment Processing Services
A & R Payment Solutions
|
Setup Cost |
Monthly Fee |
Transaction Fee |
Cost Per Transaction |
| Normal Merchants |
$0.00 |
$0.00 |
$0.00 |
$2 to 5.00 * |
| High Risk Merchants |
$0.00 |
$0.00 |
$0.00 |
$2.25 to 5.00** |
VS
Electronic Debit (ACH)
| |
Setup Cost |
Monthly Fee |
Transaction Fee |
Cost Per Transaction |
| Normal Checks |
$150-$300 |
$20.00 |
$0.25 to $0.75 |
3% of the check |
| High Risk Checks |
Not Possible for High Risk Accounts |
* Low Risk Pricing:
Subject to a rate of 2.9% or a minimum of $5.00 per transaction. High volume accounts are subject to a rate of as little as $2 per transaction. Please ask for details.
** High Risk Pricing:
High Risk accounts are subject to a rate of 2.9% to 4.9% per transaction, or a minimum of $5.00 per transaction, whichever is greater. High volume accounts are subject to a rate of as little as $2.25 per transaction. Please ask for details.
High Risk accounts are those companies in the following fields:
- Travel (including vouchers, high tickets, reservations, accommodations)
- Credit/debt (collections, credit repair, Medical billing, Loan Modification)
- MLM
- Electronics
- Timeshare & Real-Estate Advertising Merchants
- Replica products- US Domestic Accounts
- Herbal Supplements (not steroids, but herbal supplements)
- Financial Consulting
- Calling/Phone cards / VOIP Services
- High Tickets & High Volume (example: Jewelry)
- Adult--both products (DVD's/toys) or content
- Telemarketing
- Escort Merchants
- Dating Merchants
- eBook or Software/Digital Download merchants
- Tickets--Sporting or Events
- Prepaid Debit Cards
* -- Low pricing applies to high-volume customers.
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