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* No Setup Fee
* No Software to buy
* No Reject Fees
* No NSF Fees
* No Chargeback fee
* No Reserve Holds
* Verification Services

 

 

 

 

Want to get your company paid faster and more securely?

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Got Questions? Call 866-961-3060

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CONVENIENCE FEE

YOU ARE ALLOWED TO CHARGE YOUR CLIENTS A FEE FOR USING CHECK BY PHONE or FAX, CALLED A "CONVENIENCE FEE." You can offset our fee if you wish, or even charge more than we charge you, and make a profit. A representative can assist you with this once you open your free account.

 

Do you bank with Fifth Third? We have same Day and Next Day Deposits.

Fifth Third Bank

Our Merchant Account Pricing Solutions


 

Credit Card Payment Processing Services

 

A & R Payment Solutions


Setup Cost Monthly Fee Transaction Fee Cost Per Transaction
Normal Merchants $0.00 $19.95 25¢ 2.29%*
High Risk Merchants $0.00 $19.95 29¢ From 2.29%*


VS


The "Other Guys"


  Setup Cost Monthly Fee Transaction Fee Cost Per Transaction
Normal Merchant $150-$300 $20.00 $0.29 to $0.75 2.29% to 3.59%
High Risk Merchant $150-$500 $20.00+ $0.29 to $0.75 2.29% to 4.99%

 

Check by Phone Payment Processing Services

 

A & R Payment Solutions


Setup Cost Monthly Fee Transaction Fee Cost Per Transaction
Normal Merchants $0.00 $0.00 $0.00 $2 to 5.00 *
High Risk Merchants $0.00 $0.00 $0.00 $2.25 to 5.00**


VS


Electronic Debit (ACH)


  Setup Cost Monthly Fee Transaction Fee Cost Per Transaction
Normal Checks $150-$300 $20.00 $0.25 to $0.75 3% of the check
High Risk Checks Not Possible for High Risk Accounts

* Low Risk Pricing: 

Subject to a rate of 2.9% or a minimum of $5.00 per transaction. High volume accounts are subject to a rate of as little as $2 per transaction. Please ask for details.

** High Risk Pricing: 

High Risk accounts are subject to a rate of 2.9% to 4.9% per transaction, or a minimum of $5.00 per transaction, whichever is greater. High volume accounts are subject to a rate of as little as $2.25 per transaction. Please ask for details. High Risk accounts are those companies in the following fields:

  • Travel (including vouchers, high tickets, reservations, accommodations)
  • Credit/debt (collections, credit repair, Medical billing, Loan Modification)
  • MLM
  • Electronics
  • Timeshare & Real-Estate Advertising Merchants
  • Replica products- US Domestic Accounts
  • Herbal Supplements (not steroids, but herbal supplements)
  • Financial Consulting
  • Calling/Phone cards / VOIP Services
  • High Tickets & High Volume (example: Jewelry)
  • Adult--both products (DVD's/toys) or content
  • Telemarketing
  • Escort Merchants
  • Dating Merchants
  • eBook or Software/Digital Download merchants
  • Tickets--Sporting or Events
  • Prepaid Debit Cards

* -- Low pricing applies to high-volume customers.

 

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