Phone checks are easy to process and require only verbal authorization from the customer. Because N.A.C.H.A. regulations do not apply to check drafting, you do not need to record the telephone authorization. There are over 200 Million Checking Accounts in the United States. Increase your revenue.

Sign Up for a FREE ACCOUNT.

* No Setup Fee
* No Software
* No Monthly Fees
* No Reject Fees
* No NSF Fees
* No Chargeback fee
* No Reserve Holds
* Verification Services

Do you bank with B of A? We have same Day and Next Day Deposits.

Testimonials from our Clients

Our company would have been at a loss were it not for A & R Check By Phone. The friendly and helpful staff definitely make you feel like you're getting the "personal touch" and that is important to me as a business owner. I would highly recommend them to anyone."
Richard S. - Boston, MA

"You are always on top of things and it is nice to actually find a company that takes customer service seriously!!!"
Ted B. - Scottsdale, AZ

"The service at A & R Check By Phone is great. I have recommended many of my friends who own businesses.!"
Mindy M. - Malibu, CA

"I was skeptical because I had not heard of your company before. But I tried it out anyway. My deposit was in my bank account the same day I processed it. WOW. Made my business partners happy as well. Thanks! We will be referring a lot of business your way."
John L. - San Jose, CA

"This check by phone is one of the best products for a small business! I just signed up a second client of mine onto check by phone and I couldn't be more pleased. All new clients who have installment plans and any current client that has trouble paying on time I just sign them up on this and BANG, it's done. Thanks for bringing a fantastic product into my life."
Greg M. - Atlanta, GA

"I know I called and seemed a bit rude at first and I am sorry for that. I went ahead as you suggested and tried the service out and was more than pleased. I have referred you to many of my associates. Thank you for the quick deposits and great service."
Wilson M. - Buffalo, NY

"I was screwed by a credit card chargeback for several thousand dollars. The credit card companies can be so unfair. So starting off with you guys I was worried about whether or not this system would work for my company. It has been a pleasure and so so easy to deal with your company. Thank you for the quick turn around time on my money and the fast email responses to my many questions."
Troy J. - White Plains, NY

"Thank you for your help, I continue to look forward to doing buisness with your company for a long time. I always find that if I have a question someone in Green has a soloution."
John B. - Dallas, TX